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Commentary

How Inflation Erodes Wealth—and What To Do About It

Your riskiest investment might be cash. How Father Time is chipping away at your savings.

Two recent headlines seem to contradict each other:

"U.S. Median Household Income Reached Record High in 2025" (U.S. Census Bureau, September 15, 2026)

"More U.S. Households Are Struggling Financially, Analysis Finds" (New York Times, September 18, 2026)

The apparent contradiction between those headlines highlights a dilemma investors face when it comes to managing risk.

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